WE ARE
FUNDING SOURCE CONSULTING
We Don't Work For The Bank,
We Work For The Borrower - You!
OUR EXPERIENCE
A small business owner can spend 5-25 hours preparing for a typical business loan request. This can include tracking down business and personal tax returns, updating interim financial statements, reviewing your current financial situation to determine feasibility of a request, meeting with a banker or other funding professional, and so much more, just as a part of the initial application process.
But what if you aren't successful on your first attempt?
Time spent working on a funding request saps valuable time from business production - not to mention the frustration that occurs when you are handling tasks and processes outside of your expertise.
That's where we come in.
We thrive in the funding search environment. It's why we get up early every morning, and at times, work late into the night. Our sole priority is to help you get the funding you need, with as few detours as possible.
WHO WE ARE
Our team consists of reformed bankers looking to serve the true funding needs of the business owner.
We have expertise in Owner Occupied and Non-Owner Occupied Commercial Real Estate Financing through conventional lenders and the SBA. Businesses looking to fund large or small projects with a business loan, line of credit or a less traditional alternative will benefit from our teams' consultative approach to educating and preparing you.
Don't go it alone.
We know what lenders and investors look for, and we understand the underwriting process. We also know the products available and can tailor a solution for your specific need. Our consultants have a minimum of 15 years experience with business funding requests.
We shorten the time between knowing you need funding, to putting the capital to work in your organization.
We don’t work for the bank.
We work for the borrower - You!
WHO DO WE HELP
As a Business Owner, you know when you need a business loan or some other commercial financing option.
But, do you know where to start?
With so many options for funding out there, it may be difficult to determine which option is right for you - that's why we're here.
We will prepare you for the initial conversation, handle the collection and completion of all applicable documents and forms, help you determine your best course of action and arm you with the knowledge you need to get the best result.
Don’t approach a lender or potential investor before you talk to us!
OUR APPROACH
Information, Education and Consultation are our top priorities.
We know that a prepared and informed borrower will frequently garner a better outcome than an inexperienced borrower forced to depend on the knowledge or lack of knowledge of their banker.
We also know that lenders' appetites change and just because a deal is good, doesn't mean it will be approved. We build the best possible funding request package and find the most likely funding source for you.
We never share EIN or social security numbers with potential funding sources until you are ready to submit your funding request to the most likely source. Once your application is ready to submit, we communicate on your behalf or educate and prepare you for the conversations.
It's your choice.
Perhaps the most important aspect of our approach:
We value your time and ours.
If it is highly unlikely that your funding request will succeed, we will tell you why and what to do to get to yes later. We don't work for a lender or a broker. There's no bias in our recommendation.
Our only alliance is to you!
WHY US
Business Bankers, Brokers and Loan Packaging Consultants come in all shapes and sizes with varying backgrounds and knowledge bases.
Business Bankers are captive employees and can only offer the products available through their institution.
Some Brokers and Loan Packagers will shop your business loan request to multiple lenders at once, which can negatively impact personal credit and business reputation.
Our team leaders have a minimum of 15 years experience processing business funding requests. We have an extensive network of industry professionals that allows us to match your needs with organizations interested in your specific project prior to a credit inquiry.
Business owners occasionally need services related to a funding request that we do not provide: CPA audited financials, written business plan, collateral insurance, financial statements, etc.
In these cases, we can use our network connections to facilitate the needed items. It saves you, the business owner, time and often money.
WE PARTNER WITH OTHER INDUSTRIES TO
SAVE YOU TIME AND MONEY
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CPA / Accounting / Bookkeeping
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SBA Funding Sources
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Business Plan Writers
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Business Attorneys
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Title Companies / Closing Agents
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Insurance Companies
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Commercial Realtors
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Banks, Credit Unions, Business Lenders
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Merchant Services Providers
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Alternative Lending Partners
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Business Incubators
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Business Financial Literacy Provider
Services provided through our industry resources are at the owner's expense. We use our connections to find the service you need with a reputable provider that may offer a discount based on our introduction.